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ACTUAL PRODUCT PREVIEWCalm Debt
A calm debt app for busy brains: it gives you one date to work toward, the day you are debt-free.
Secure purchase through Etsy. Check the listing for current availability, included files and purchase instructions.
Take a closer look ↓What can Calm Debt help you do?
Calm Debt is a simple debt payoff app I made for people with ADHD and anyone who hates spreadsheets. No bank login, no subscription, no ads. Add each debt once (the balance, the interest rate and the minimum payment) and the app shows your debt-free date, your total debt and the interest you still have to pay. Record a payment in a few taps and the balance and the date update right away.
Who is it for?
Designed for people organising debts and payments. Use the preview to check whether the screens and level of detail fit the way you prefer to work.
What's inside.
- Today: your debt-free date, total debt, interest still to pay, and one thing to do right now
- Debts: every debt on one screen, each with its own payoff date
- Plan: smallest first (snowball) or highest rate first (avalanche), and the app shows which one saves you more
- Extra: slide to add a little extra each month and watch your debt-free date move closer
- Record a payment: type the amount, done
- Calendar: every minimum payment on its due date
- Wins: a small win every time a debt gets smaller, a big one when a debt hits zero
- Focus mode, dark mode and backup in Settings
- Welcome back screen if you skip a few days, no guilt
Real screens. Clearer decisions.
Explore the supplied product previews. Example data illustrates the layout; your own entries will be different. Select an image to view it at full size.
Today
Today: your debt-free date, total debt, interest still to pay, and one thing to do right now
Plan
Plan: smallest first (snowball) or highest rate first (avalanche), and the app shows which one saves you more
Wins
Wins: a small win every time a debt gets smaller, a big one when a debt hits zero
Extra
Extra: slide to add a little extra each month and watch your debt-free date move closer
A walkthrough from Albina.
ADHD Debt Payoff App Tutorial: Snowball vs Avalanche & Your Debt-Free Date (Phone & Computer)
Loads YouTube when you press play. Watch on YouTube
Before you make it yours.
A simple way to get started
- Try the free demo and explore the screens you will use most.
- Open the matching Etsy listing to confirm the current version, compatibility and what is included.
- After purchase, follow the supplied setup instructions. Start with a small set of your own records and review the results.
Good to know
- It does not connect to your bank or lenders; you type in your own numbers.
- Dates and interest are estimates to help you plan, not financial advice.
- Clearing your browser data can erase your entries, so download a backup in Settings now and then.
- Keep a backup of your entries before clearing browser data or changing devices. The demo and purchased app are separate; review the purchase instructions before entering your own information.