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Business Plan + SBA Loan Projections

Give your business plan clear numbers.

Build startup budgets, loan repayment estimates, cash-flow forecasts and three-year profit projections for your business plan.

Spreadsheet templateDigital product
Business Plan + SBA Loan Projections — Dashboard product preview shown in a laptop

A closer look at Business Plan + SBA Loan Projections.

A TOOL THAT FITS YOUR DAY

Business Plan + SBA Loan Projections,
with a little more clarity.

This Business Plan + SBA Loan Projections is a ready-to-use spreadsheet for Google Sheets and Excel. List your startup costs and where the money comes from, type your loan rate and term, then your products (price, cost, how fast sales grow) and your monthly expenses. The file works out your monthly loan payment, a 12-month cash flow with your lowest cash point, a 3-year profit and loss, break-even sales, a what-if table for lower sales, and your debt service coverage ratio (DSCR), a measure of projected debt repayment capacity. A written business plan in nine planning sections, with a tip for each, is included. Comes with a sample bakery cafe plan so you can see it working. Type in the yellow cells; everything else is calculated for you.

Designed for business owners preparing financial projections.

01 / THE DETAILS

Start Here

quick setup guide

02 / THE DETAILS

Dashboard

startup costs, loan, monthly payment, DSCR, year 1 sales and net profit, break-even sales, lowest cash, charts

03 / THE DETAILS

Startup Costs

items by category, funding sources (owner cash, SBA loan, family, investors, grants) and the gap

04 / THE DETAILS

Loan

monthly payment, total interest, and interest, principal and balance year by year

05 / THE DETAILS

Sales Forecast

products or services with price, cost, month-1 sales and monthly growth

06 / THE DETAILS

Expenses

running costs, fixed or % of sales, start month and yearly increase

07 / THE DETAILS

Business Plan

executive summary, company, products, market, competition, marketing, operations, team and funding request

08 / THE DETAILS

Cash Flow

12 months of sales, costs, loan payment, owner draw and closing cash, with a low-cash alert

09 / THE DETAILS

3-Year P&L

sales, gross profit, expenses, depreciation, interest, tax, net profit and DSCR

10 / THE DETAILS

Break-Even

break-even sales per month and profit at 60% to 120% of plan

SIMPLE BY DESIGN

A few things
worth knowing.

Before you get started

  • A planning tool. Not financial, tax or legal advice, and it does not guarantee loan approval.
  • Check the matching Etsy listing for current availability, included files and setup instructions.
  • Enter your own information and review the results. Check the listing for supported spreadsheet software before purchase.

MAKE ROOM FOR YOUR EVERYDAY

Make Business Plan + SBA Loan Projections
part of your day.

Find the full template and included files on Etsy.

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